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MGA for Federally Authorized Surety Companies — California Practice

The California supersedeas bond. 1.5× the judgment.

California Code of Civil Procedure §917.1 governs the appeal bond on a money judgment. The bond runs at 1.5× the judgment amount with no statutory cap — one of the country's highest multipliers without a ceiling. We write California appeal bonds in all six districts of the California Court of Appeal, the California Supreme Court, and the four U.S. District Courts for California.

Bond Penalty
1.5× the judgment
Statutory Cap
No statutory cap
Filing
Superior Court clerk
Turnaround
Same-day issuance

What a California appeal bond actually does.

A California money judgment becomes enforceable immediately upon entry — the prevailing party can record an abstract of judgment against the appellant's real property under CCP §697.310, levy on personal property under §699.510, garnish wages and accounts under §706.020. Without a supersedeas bond, the collection clock starts the day the judgment is entered.

The California appellate stay framework is codified at CCP §917.1: a money judgment is stayed if the appellant gives an undertaking equal to one and one-half times the amount of the judgment. The 1.5× multiplier accounts for interest accrual during the appeal at California's 10% statutory judgment rate. Different rules apply to non-monetary judgments — CCP §917.2 for personal property, §917.4 for real property, §917.5 for orders to deliver specific personal property.

The bond is filed with the Superior Court clerk that entered the judgment. The judgment creditor has notice of the undertaking and may object to the sufficiency of the sureties under CCP §995.930. Once the undertaking is filed and any objections resolved, execution is stayed for the duration of the appeal.

The rules we underwrite to.

California's appellate stay rules are contained in CCP §§917.1-917.9, with general undertaking rules at §§995.010-996.495. The 1.5× multiplier in §917.1 is the most-cited authority, but the practitioner needs the related provisions for non-monetary judgments and the general undertaking requirements applicable across all California court bonds.

Controlling Authorities
Cal.
Cal. Civ. Proc. Code §917.1 — Appeal bond on money judgment — 1.5× multiplier
Cal.
Cal. Civ. Proc. Code §917.2 — Appeal bond on personal property judgment
Cal.
Cal. Civ. Proc. Code §917.4 — Appeal bond on real property judgment
Cal.
Cal. Civ. Proc. Code §995.010 et seq. — General requirements for undertakings and sureties
Cal.
Cal. R. Court 8.112 — Stay pending appeal in civil cases

How a California appeal bond gets issued.

California appeal bonds are collateral-typical given the 1.5× multiplier and the absence of a statutory cap. Full collateral is the standard requirement, posted in cash, irrevocable letter of credit, or U.S. Treasury securities. Real estate is not accepted.

Non-collateralized placement is available through our non-standard program for principals with substantial unencumbered net worth and strong liquid position. The 1.5× multiplier makes non-collateralized California bonds significantly more capital-intensive than supersedeas bonds in cap states.

Filing is with the Superior Court clerk that entered the judgment. The bond is on Treasury-listed paper from a surety with a current California certificate of authority. The judgment creditor has the right to object to surety sufficiency under §995.930; we provide standard surety financial documentation with every bond issuance to anticipate and resolve any sufficiency challenge.

California-specific questions.

What's the California appeal bond multiplier?
Per CCP §917.1, the bond on a money judgment runs at 1.5× the judgment amount. The 0.5× excess covers interest accrual at the statutory 10% judgment rate during the appeal and any cost taxables awarded.
Does California cap supersedeas bonds?
No. California has no statutory ceiling on supersedeas bond amounts — the 1.5× multiplier applies regardless of judgment size. A $100 million judgment requires a $150 million bond. This is a significant point of difference from Texas, Florida, Mississippi, and other cap states.
Where do I file in California?
With the Superior Court clerk in the county where the judgment was entered. The bond is approved by the trial court; objections to surety sufficiency are resolved at the Superior Court level.
What's the rule for real or personal property judgments?
Different from the money judgment rule. CCP §917.2 governs personal property judgments; §917.4 governs real property judgments. Bond amounts and conditions differ from the money-judgment 1.5× multiplier.
How long does a California appeal take?
Civil appeals to the California Court of Appeal typically take 12-24 months from notice of appeal to disposition. Petitions to the California Supreme Court add 6-12 months. The bond premium renews annually for the duration.
Can I appeal without posting a supersedeas bond?
Yes — the notice of appeal can be filed under CCP §904.1 without a bond, but execution is not stayed. The judgment creditor can begin enforcement immediately. Indigent appellants may qualify for fee waiver and bond relief under California Rules of Court 3.51 et seq.

Related supersedeas practice.

Neighboring states
Adjacent supersedeas practice.
Arizona Nevada Oregon
Practice cluster
Other multiplier states.
Pennsylvania Georgia Michigan

Further reading on the Surety One blog

↗ suretyone.com/blog

California appeal bond?

Send the judgment and notice of appeal. We post-process the 1.5× calculation and quote same-day for qualified files.